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What Is Personal Contract Hire?

If you’re looking for a journey where you hand the keys back at the end, Personal Contract Hire is the way to go.

Personal Contract Hire is a fixed-cost, rental agreement. You choose a new vehicle, agree the maximum annual mileage and length of agreement, and then pay an initial rental followed by fixed monthly rentals to suit your budget. You can even make sure your car stays in tip-top shape by adding on vehicle maintenance as part of your agreement (subject to paying a maintenance charge which is added to your monthly rental).

How It Works

  • Choose from an advance rental of 1 – 21 months giving flexibility to set your monthly rentals to suit your budget.
  • Regular monthly rentals over a term of 2 – 5 years.
  • At the end of the contract you must return the vehicle*


*At the end of the contract, you must return the vehicle and will have nothing further to pay provided the vehicle is in good condition and has not exceeded the agreed mileage. If the vehicle does not meet the mileage and condition terms, excess charges may apply. The vehicle should be returned to us in a condition that meets the BVRLA ‘Fair wear and tear’ guidelines, otherwise charges may be incurred. Fair wear and tear guidelines can be found on the BVRLA website at

PCH Offers

Find out more about the PCH finance offers available:




Finance Brochure

To find out more, download our Finance brochure.